How far do you drop the Minutemen for losing to a team everyone loses to? Does it matter that they didn't look very good in that loss? That their running backs are hurt and that the quarterback spot is a question mark?

The answers: Three spots. Yes and Yes.

1. Richmond
2. Montana
3. Southern Illinois
4. Elon
5. Stephen F. Austin
6. Villanova
7. William & Mary
8. New Hampshire
9. Appalachian St.
10. Cal Poly
11. South Carolina St.
12. McNeese St.
13. South Dakota St.
14. Northern Iowa
15. Delaware
16. Central Arkansas
17. Weber St.
18. Jacksonville St.
19. Massachusetts
20. Holy Cross
21. Eastern Illinois
22. Lafayette
23. Colgate
24. Northern Arizona
25. Harvard