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Personal Finance

KEVIN GUTTING
Ira Bryck is the director of the Family Business Center at the University of Massachusetts Amherst and hosts The Western Mass. Business Show each Saturday on WHMP in Northampton.

Who says business and pleasure don’t mix? Not these family business owners

Saturday, February 21, 2015

Running a family-owned business has rewards — and also challenges — unique to businesses owned by members of the same family, say those in the field. The most notorious local example of a family business gone awry is the Market Basket debacle of last summer, when a long-simmering dispute over ownership and bad blood between two factions of the family …

Many considerations for consumers in hiring a financial adviser

Tuesday, February 17, 2015

When it comes time to seek professional advice to help with your financial goals, such as saving for college tuition or retirement or handling an estate plan, finding the right financial planner takes work. It’s the job of financial planners, advisers or consultants to understand your needs, goals, assets and willingness to take …

Major life events often lead to hiring a financial planner

Tuesday, February 17, 2015

You don’t have to be a millionaire to seek professional advice in managing your money. In fact, area financial advisers say, it is usually major life events, such as a death resulting in an inheritance, preparation for retirement, divorce, sale of property or a successful insurance claim, that lead people to hire financial …

Numbers to know when you file your return

Thursday, January 31, 2013

Key numbers to know when filing your 2012 tax returns, according to the Internal Revenue Service: • PERSONAL EXEMPTION: —Each personal or dependent exemption is worth $3,800. • STANDARD DEDUCTION: —$11,900 for married couples filing a joint return, and qualifying widows and widowers —$5,950 for singles and married …

Changing family dynamic may lead to some tax relief

Thursday, January 31, 2013

WASHINGTON — Members of the sandwich generation — caught between supporting elderly parents whose assets are nearly exhausted and adult children without jobs — might find some relief come tax time. The bottom line is, who’s a dependent? …

Tax rates, AMT patch already set for tax year

Thursday, January 31, 2013

WASHINGTON — You can expect a lot less end-of-the-year drama on taxes in 2013. But there’s a price tag: The payroll tax holiday has ended for all workers, and higher-income people will bear a heavier tax burden. Many …

Why it’s important to put your house in order — before you retire

Tuesday, December 18, 2012

My husband and I paid our annual visit to the financial adviser who watches over our undoubtedly inadequate retirement savings, an appointment that is not unlike those with the dentist: necessary but never fun. During our meeting, I proudly listed the home maintenance projects I had undertaken as …

Green Communities helps Chesterfield residents save

Tuesday, November 27, 2012

CHESTERFIELD — An innovative energy-saving program is making an offer some town residents can’t refuse: potential savings of up to $3,000 on improvements designed to weatherize their homes. For Nicolas Frischer and Erin McEnaney, for instance, who want …